Latest Job Vacancies at Absa Bank Limited

  • Salary Rand 1000-2000 / Monthly
  • Shift Full Time
  • Job Qualifications Grade 12
  • Number of vacancies 30 openings
  • Job experience 4 years
  • Job level Officer

Job Description

Absa Bank Limited (Absa) is a wholly owned subsidiary of Barclays Africa Group Limited. Absa offers personal and business banking, credit cards, corporate and investment banking, wealth and investment management as well as bancassurance.

Credit Risk Analyst at Absa

To Support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations.

Join the Cheques (Collections) within Absa RBB where you will be responsible for developing Retail Credit Risk Collections strategies by using data analysis and predictive modelling techniques. You will in addition be responsible for developing, monitoring and tracking management information (MI) of strategies and developing reports to highlight trends to management within the Portfolio.

Duties & Responsibilities

Risk Management:

  • To conduct quality credit risk assessments and reviews,
  • Proactively manage credit risks associated with clients,
  • Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions |
  • Data and Systems Management:
  • To produce and analyse relevant management information and insights management |

Governance:

  • Ensure the bank’s credit, philosophy and all relevant legislation is adhered to |

Customer Management:

  • Investigate and resolve all escalated customer complaints |

Strategy management:

  • Using data analytics to build and present business cases to different stakeholders for approvals,
  • Work with the Impairments team for purposes of forecasting,
  • Engage with different IT teams to ensure successful implementation of the new strategies or amendments to the existing strategies,
  • Design and review best-practice MI reporting for daily and monthly distribution to all stakeholders concerned|

Desired Experience & Qualification

  • B Degree in Business or Mathematics or Statistics or Operational Research or Industrial Engineering or Risk Management or similar,
  • 3 years’ experience in data analysis utilizing a standard statistical package such as SAS for manipulation of large data sets,
  • 2-5 years Credit Risk experience,
  • Advanced computer literacy especially the Microsoft Office suite of programmes (MS Word, MS Excel, MS PowerPoint) |
  • Education: Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies

Education

  • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Specialist Product Engineer at Absa

Apply critical thinking & problem solving skills to contribute to all phases of the development lifecycle & quickly produce well-organised, optimized, and documented source code to deliver high-performing, scalable, enterprise-grade applications.

Duties & Responsibilities

  • Apply critical thinking, design thinking and problem solving skills in an agile team environment to solve technical problems (Front End, Back End OR Middleware) with high quality solutions
  • Contribute to all phases of the development lifecycle including
  • Evaluate analysis, problem definition, business requirements, solution development & provide recommendations to enable the operational feasibility of solutions
  • Quickly produce well-organised, optimized, and documented source code to deliver technical solutions
  • Ensure designs & solutions support the technical organisation principles of self-service, repeatability, testability, scalability & resilience
  • Apply general design patterns and paradigms to deliver technical solutions
  • Support the development of CI / CD Pipelines (authoring & supporting CI/CD pipelines in Jenkins / similar tools and deploying to multi-site Kubernetes environments – supporting and managing your applications all the way to production)
  • Use & configure modern observability techniques leveraging e.g. aggregated logging via ELK stack, metrics via Prometheus / Grafana / NewRElic and tracing using Zipkin/Jaeger
  • Automate tasks through appropriate tools and scripting e.g. Jenkins, Docker, Ansible, Kubernetes
  • Debug existing source code and polish feature sets.
  • Work with integrated teams and other developers to improve and evolve technical products and services
  • Align all application development & development process to Group Architecture & Infrastructure guidelines
  • Provide input into project & program teams (when required) to plan & manage the development lifecycle e.g. releases, risk management, testing, integration etc.
  • Conduct reviews, performance monitoring & ongoing optimization and maintenance on applications
  • Stay ahead of the curve on emerging technologies and development practices and continuously evolve existing knowledge & skill in preparation for cross domain and other experiences e.g. Secure Side, Testing, Infrastructure solutions etc.
  • People
  • Conduct peer reviews, testing, problem solving within and across the broader team
  • Support the people change teams in the development of user material (Customer, Employee & 3rd Party Adoption)
  • Risk & Governance
  • Identify technical risks and mitigate these (pre, during & post release)
  • Update / Design all application documentation aligned to the organization technical standards and risk / governance frameworks
  • Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents

Desired Experience & Qualification

  • Bachelor’s Degree: Information Technology

Relationship Executive Enterprise – Absa

The main focus of this role is to build & maintain professional business relationships across a portfolio of clients by driving challenging sales and income targets, proactively acquiring new clients, solutioning existing clients with cross sell, campaigns and product utilisation and proactively managing and improving customer satisfaction and risk and compliance.

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Duties & Responsibilities

  • Income Growth and Financial Targets
  • Driving income and sales targets by cross selling, upselling and acquiring new prospective clients
  • Ensure dedicated relationships are maintained and grown by being the single point of entry via appointment based customer interaction as well as On-Site visitation.
  • Create and maintain an annual client interaction management plan by planning on theClient management Program (CMP).
  • Ensure the long term sustainability of the portfolio by establishing relationships with new clients and solution-based up-selling to existing clients.
  • Create a pipeline of new business by working on leads generation initiatives with Retail, existing client base and within the Business growth section of RB.
  • Achieve new business and up-selling sales targets by pro-actively driving cross functional teams (including but not limited to Sector and Product specialists) to find client-centric solutions which must be formalised in strategic proposals and presented to clients in accordance to the distinct Client Value Proposition (CVP) for Enterprise Accounts. Achieve customer satisfaction targets within the assigned portfolio by improving customer satisfaction standards by providing solutions such as Notify Me, E-Pin, Business Advantage, etc.
  • Develop and demonstrate a deep understanding of the regional market trends and business lifecycle challenges.
  • Track and monitor the financial performance of the portfolio by utilising the scorecard and Customer Management Portal (CMP).
  • Use Magic Matrix as a guiding tool to ensure cross selling and up selling happens in the portfolio to grow the book.
  • Apply risk-based pricing for all new sales and pricing reviews in line with standard pricing and fee structures/guidelines and applications. Negotiated pricing by exception ,based on existing concession model.
  • Operate and position RB Enterprise Banking in a dynamic and highly competitive market place by interacting with all relevant stakeholders and driving key initiatives to secure customer retention and growth.

Desired Experience & Qualification

  • NQF level 7 or equivalent B Degree in commerce/ marketing/finance
  • At least 5 years of sales and relationship banking experience in a Commercial Banking environment.
  • Preference will be given to South African Citizens and Permanent residents of South Africa in possession of proof of permanent resident status.

Education

  • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

Commercial Premium Transactional Banker – Absa

Optimise the profit and economic value of portfolios of Key Account clients with high growth potential and less complex commercial banking requirements by focusing:

  •  Origination efforts to cross-sell to existing client base; and
  •  Coverage efforts to service clients in accordance to the Key Account CVP

Duties & Responsibilities

  • Drive Financial Targets
  • Identify and drive cross-sell opportunities by analysing available sales MI on VAPM and by using the engagements with clients at Service meetings.
  • Make effective use of the client planning and solutioning tools (sales tools) to ensure in-depth understanding of client needs, in order to provide client base with the best solutions.
  • Achieve cross-sell targets by actively participate in cross functional teams (including but not limited to Sector and Product specialists) to find client-centric solutions which must be formalised in strategic proposals and presented to clients in accordance to the distinct Client Value Proposition (CVP) for Key Accounts.
  • Follow through on the lead generation identified by the Credit Analyst on cross-sell opportunities from analysis of client’s financials, account conduct and industry change.
  • Track and monitor the achievement of financial performance across portfolios by utilising the Sales Funnel and VAPM tools.
  • Apply risk-based pricing for all new cross- sell opportunities and assist the RE with the pricing reviews in line with the RBB pricing policy
  • Operate and position RB in a dynamic and highly competitive market place by interacting with all relevant stakeholders driving key initiatives to secure client retention and growth.
  • Achieve sales targets relevant to the strategic initiatives and drivers of the Mid-Corporate Key Accounts segment.

Desired Experience & Qualification

  • B-degree in (Commerce, Marketing or Finance) (NQF level 7)
  • 5-8 years sales and financial experience in a commercial banking environment.
  • At least five (5) years’ experience and knowledge on the dynamics of the market place and industries (global, regional and local)
  • At least five (5) years’ experience in understanding and driving business and solution across divisional silos (e.g. segment, credit, product) and product silos’ and access wide set of products (e.g. FX, Trade Finance)
  • At least five (5) years’ experience in analysing and evaluating complex company financials and other economic trends
  • At least three (3) years in-depth experience and understanding of credit solutions – Internal networking / credibility
  • At least three (3) years’ experience in structuring a good complex credit solution & guide the credit process with the required parties.
  • Preference will be given to South African Citizens and Permanent residents of South Africa in possession of proof of permanent resident status

Use the link(s) below to apply for other job Opportunities:

Mode of Application

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How to apply: Absa South Africa

Equity Statement

We are committed to Employment Equity when recruiting internally and externally.

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